Parents Must Be Firewall for Young Online Users

By | Communication, cyber criminals, cyber hygiene, CyberScout, Education, Employees, Home, Insurance, National Cyber Security Awareness Month, Personal, Personal Cyber Protection, Risk Management, Technology

Parents, do you break out in a cold sweat when you see your child surfing the internet? Do you worry about what sites they’re visiting or who’s interacting with them? Is your teen or tween’s smartphone use a cause for…

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Understanding Your Insurance Policy 101

By | Central, Communication, coverage exclusions, Education, Employees, filing a claim, Home, homeowners policy, Independent Agents, Insurance, insurance policies, insurance policy, insuring agreement, Personal, policy, policy language

Have you ever asked yourself, “What exactly does my insurance policy cover?” Most days, probably not! But when you find yourself in need of insurance, in the midst of a claim, or possibly having to file a claim, chances are…

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Corporate Governance: Keeping Our Corporations on the Right Path

By | Business, Commercial, Communication, corporate culture, corporate governance, corporate scandals, Education, Employees, how to lead others, Human Resources, Insurance, leadership, Risk Management, successful business, tips for success

In recent years, we have seen many scandals at a number of corporations involving issues such as bribery, personal misconduct, and several glaringly egregious business practices.[i] The result of these scandals has led to reduced corporate profits as w…

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Enterprise Risk Management: An Alternative Approach to Managing Risk

By | Business, Business Insurance, Central, Commercial, commercial insurance, Education, Employees, enterprise risk management, Insurance, managing risks, Risk Management

One of the core concepts of insurance is risk management. The Institutes define risk management as “the process of making and implementing decisions that will minimize the adverse effects of accidental losses on an organization.”[i] Insurance professio…

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