Things to Consider When Starting a Home Based Business

By | Business, business insurance policy, Central, Home, home business, home-based business, Insurance, Liability, liability coverage, Personal, Risk Management

Starting a home based business might sound appealing (working in your PJ’s, setting your own hours, no boss!!). However, you need to make sure that your business is properly insured. Here are some questions to ask yourself about your endeavor. Wi…

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How Does Your Homeowner Policy Respond To Total Losses?

By | cash-out provision, Central, Claims, enhanced replacement cost, Financial, guaranteed replacement cost, Home, homeowners policy, Insurance, Personal, Risk Management, total loss

While homeowner insurance covers individuals and families for many day-to-day claims involving water damage, roof damage, and the like, it is potentially there for you when the unthinkable happens and your house is completely destroyed. Dozens of quest…

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March Madness is Here – Are You Ready for the Risks?

By | Central, Claims, Education, Home, Insurance, Liability, liability insurance, March Madness, Personal, personal liability coverage, Personal Umbrella, personal umbrella policy, Risk Management, Umbrella

For basketball junkies and non-junkies alike, this is the greatest time of year for college basketball. March Madness has officially arrived! The excitement for the sport is at its highest, and even the non-basketball fans believe they are the next…

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Start a New Year’s Tradition of Identity Protection

By | Central, Education, Financial, healthy identity, identity fraud, Identity Fraud and Credit Monitoring Program, identity theft, Insurance, Personal, Personal Cyber Protection, Risk Management, safe identity, Technology, wealthy identity

New Year’s Eve is truly a worldwide celebration associated with hundreds of different cultural traditions. In the U.S., people watch the ball drop in Times Square in New York City. Canadians embrace the winter with ice fishing and polar bear…

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Keep Your Gifts Under Wraps and Away from Holiday Thieves

By | Central, Claims, Education, holiday safety tips, holiday shopping, holiday thieves, Insurance, parking lot safety, Personal, Prevention, Risk Management, Safety Tips, theft losses

With Christmas just around the corner, many have already started shopping a lot, which also means spending a lot! The malls are more crowded with folks buying last minute gifts for family and friends. ‘Tis the season to be jolly,…

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Protect Your Most Cherished Gifts from Identity Theft

By | Central, Claims, Education, Holiday, holiday safety tips, Home, identity fraud, identity theft, Insurance, Personal, phishing, Prevention, privacy settings, Risk Management, Social Media, social media profile, stolen credit card, stolen identity, Technology

The holidays are about so much more than exchanging presents…it’s a time to reflect on precious gifts in our lives. Family and friends gather around tables or in front of the fireplace laughing, remembering, and cherishing time together. This hol…

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Carbon Monoxide Poisoning: How to Prevent the Silent Killer

By | Auto, carbon monoxide, carbon monoxide poisoning, Centers for Disease Control and Prevention, Central, Education, Home, Insurance, Liability, Personal, Risk Management, Safety Tips, winterizing your home

According to the National Safety Council, more than 400 Americans die from unintentional carbon monoxide poisoning each year.  Carbon monoxide is called the silent killer because it’s odorless, colorless, tasteless, and can easily go undetected. When t…

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Parents Must Be Firewall for Young Online Users

By | Communication, cyber criminals, cyber hygiene, CyberScout, Education, Employees, Home, Insurance, National Cyber Security Awareness Month, Personal, Personal Cyber Protection, Risk Management, Technology

Parents, do you break out in a cold sweat when you see your child surfing the internet? Do you worry about what sites they’re visiting or who’s interacting with them? Is your teen or tween’s smartphone use a cause for…

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