Business Vehicles and Your Personal Auto Policy

By | Auto, auto insurance, auto policy, Business, business owner, business vehicle, Commercial, commercial insurance, Employees, Insurance, Personal, personal auto coverage, personal auto policy, Personal Insurance, personal vehicle

It has become more and more popular that people are owning and running their own business these days. I mean, who doesn’t want to be their own boss? Though, what does that mean for your vehicles and auto insurance? Depending…

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Protecting Your Produce: The Benefits of Spoilage Coverage

By | Business, Central, Claims, Commercial, commercial insurance, equipment breakdown coverage, fresh food, Insurance, Liability, Loss Control, perishable food, Risk Management, spoilage coverage, utility interruption coverage

According to Statista, total retail and food services sales in the United States totaled 5.32 trillion dollars in 2015.[i]  This includes perishable foods, which is food that “will spoil the most quickly and require refrigeration.”[ii] A recent article…

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Enterprise Risk Management: An Alternative Approach to Managing Risk

By | Business, Business Insurance, Central, Commercial, commercial insurance, Education, Employees, enterprise risk management, Insurance, managing risks, Risk Management

One of the core concepts of insurance is risk management. The Institutes define risk management as “the process of making and implementing decisions that will minimize the adverse effects of accidental losses on an organization.”[i] Insurance professio…

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