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commercial insurance

Equipment Breakdown Coverage Explained

By Business, Central, Commercial, commercial building, commercial insurance, commercial property, coverage, electrical circuits, electrical hazards, equipment, equipment breakdown, equipment breakdown coverage, Insurance, insurance carrier, Loss Control, loss prevention, mechanical breakdown, preventive measures, property coverage, property policy

Boiler & Machinery is an antiquated term once used to describe a separate policy that offered coverage for causes of loss such as mechanical breakdown, electrical surges, explosion of steam boilers, steam pipes, etc. This separate policy was needed…

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The New Year is a Good Time for Your Commercial Policy Check-Up

By annual insurance review, Business, Business Insurance, business owner, Commercial, commercial insurance, commercial property, exposure, exposure changes, Financial, independent agent, Independent Agents, independent insurance agent, Insurance, New Year, new year's resolution, protection, renewal

As a small business owner, you have a lot on your plate. Obviously, making a profit and keeping your business growing are of paramount concern.  In addition, there’s making payroll, staying competitive, staying on top of new healthcare and tax laws,……

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Business Vehicles and Your Personal Auto Policy

By Auto, auto insurance, auto policy, Business, business owner, business vehicle, Commercial, commercial insurance, Employees, Insurance, Personal, personal auto coverage, personal auto policy, Personal Insurance, personal vehicle

It has become more and more popular that people are owning and running their own business these days. I mean, who doesn’t want to be their own boss? Though, what does that mean for your vehicles and auto insurance? Depending…

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Protecting Your Produce: The Benefits of Spoilage Coverage

By Business, Central, Claims, Commercial, commercial insurance, equipment breakdown coverage, fresh food, Insurance, Liability, Loss Control, perishable food, Risk Management, spoilage coverage, utility interruption coverage

According to Statista, total retail and food services sales in the United States totaled 5.32 trillion dollars in 2015.[i]  This includes perishable foods, which is food that “will spoil the most quickly and require refrigeration.”[ii] A recent article…

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Enterprise Risk Management: An Alternative Approach to Managing Risk

By Business, Business Insurance, Central, Commercial, commercial insurance, Education, Employees, enterprise risk management, Insurance, managing risks, Risk Management

One of the core concepts of insurance is risk management. The Institutes define risk management as “the process of making and implementing decisions that will minimize the adverse effects of accidental losses on an organization.”[i] Insurance professio…

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