When I’m completing a risk management review for one of our commercial partners, the most common area of losses we discuss are fleet claims. Whether your company has one vehicle or 100, having drivers out on the roadway poses a…
As a small business owner, you have a lot on your plate. Dealing with COVID while trying to make a profit and keep your business growing are of paramount concern. In addition, there’s making payroll, staying competitive, complying with state and…
With the continued adoption of Smart Home products, many homeowners welcome devices that promote energy efficiency, cost savings benefits, and added security. These protected homes may present a lower risk for insurers and reduce claims expenses, but a…
The 2020 holiday season is coinciding with a major spike in COVID-19 cases and fatalities and many families are opting to avoid travel and potentially exposing elderly and/or vulnerable relatives. Hosting gatherings on video conferencing platforms such…
Porch pirates and burglars steal more than just holiday cheer. Here’s what you need to know about protecting your packages and your home this holiday season.
The holidays are the most wonderful time of the year, especially for scammers. Consumers are typically spending more, doing it quickly, and not paying as much attention to who they’re buying it from because of the rush. With the COVID-19 pandemic,…
In January 2020, The Federal Trade Commission (FTC) released its 2019 Consumer Sentinel Network Report showing that they received a total of 23,963 reports from home repair, improvement, and product fraud. This is a staggering amount of fraud re…
Whether you’re buying your very first policy or planning for the next chapter of your legacy, it’s common to have questions.
As I’ve mentioned before in previous blogs, I find it sad that personal insurance has gotten commoditized to the point where many consumers buy based upon funny commercials and/or cheapest price. However, it’s a battle that agents face every day…
This weekend marks Daylight Savings time when we “fall back” an hour. A general rule of thumb is to replace the batteries in your smoke detectors when Daylight Savings Time ends and begins (unless you have a special detector –…