Hearing that your vehicle has been declared a total loss can be frustrating. But not knowing what to do after that declaration can be downright stressful. In this article, we define a total loss, outline the five steps you should…
The post How to Han…
Being involved in a car wreck is a scary event. There are many things to think about after. Is everyone okay? Are there any witnesses? How is this going to affect my auto insurance rates? If the accident is serious…
The post You Just Had a Car Wreck:…
Winter is in full force and the potential for claims resulting from ice dams is on the rise! While most of the damage caused by a winter storm is immediate, ice dams losses usually don’t occur until several days after….
While some hail damage may be obvious, you can’t always trust that someone showing up to your door has your best interests in mind.
When I’m completing a risk management review for one of our commercial partners, the most common area of losses we discuss are fleet claims. Whether your company has one vehicle or 100, having drivers out on the roadway poses a…
In January 2020, The Federal Trade Commission (FTC) released its 2019 Consumer Sentinel Network Report showing that they received a total of 23,963 reports from home repair, improvement, and product fraud. This is a staggering amount of fraud re…
Many people in the insurance industry will agree that umbrellas are one of the most misunderstood lines of insurance coverage in existence. Of course, it’s easy to understand why when you look up the definition of “umbrella” and get explanations…
If you’re like many of the people I’ve spoken with over the past couple of weeks, your life is beginning to return back to a revised sense normalcy, which is a good thing considering you’re probably starting to run short…
Our office had a couple of interesting conversations regarding digging up yards recently. In one instance, the husband of one of our account managers started to dig up someone’s yard to help them replace sewer lines. To his surprise, when…
There are a few homeowner insurance coverages that almost everybody has but very few think about. Personal liability is one of those coverages and even lower on the totem pole is medical payments coverage. However, that doesn’t mean it isn’t…