“Relationships! We all got ‘em. We all want ‘em. What do we do with ‘em?” That is a line from “Fruitcakes,” a song by my favorite musician, Jimmy Buffett (yes, I am a Parrothead)! He’s right…we all have them. Family,…
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The last four months have been some of the most taxing and pressurized months I have seen in my 35 years calling on business owners. It’s hard enough to start a business and keep it up and running, but add…
Many people in the insurance industry will agree that umbrellas are one of the most misunderstood lines of insurance coverage in existence. Of course, it’s easy to understand why when you look up the definition of “umbrella” and get explanations…
If you’re like many of the people I’ve spoken with over the past couple of weeks, your life is beginning to return back to a revised sense normalcy, which is a good thing considering you’re probably starting to run short…
These unprecedented times have left many of us with only one way to shop: online. Many online businesses have benefited from consumers “sheltering in place” with an influx of buyers shopping via apps and the internet. I am sure that I…
Most of us have seen the meme going around that refers to a couple of life lessons that have reversed course over the past couple of decades: don’t get in the car with strangers and don’t meet people from the…
Quarantine fatigue is not only sending people to crowded bars. We’re all getting tired of it—call it quaran-tigue—and that could spell trouble on the cybersecurity front. Multiple studies and articles of late have noted a trend that could have serious….
Commercial insurance is not one-size-fits-all, but there are features that even very different businesses have in common. Offices are an exposure that nearly every business has, from accounting firms to web engineers, and from one-person offices to a t…
COVID-19 has forced people from their workplaces and schools. Working from home and homeschooling means that millions of Americans are using video conferencing for the first time. With this surge in new users, there will be many cybersecurity challenge…
Boiler & Machinery is an antiquated term once used to describe a separate policy that offered coverage for causes of loss such as mechanical breakdown, electrical surges, explosion of steam boilers, steam pipes, etc. This separate policy was needed…