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Auto

Collision or Comprehensive: Which Coverage Applies?

By Accident, Auto, auto accident, auto insurance, auto policy, car accident, car insurance, Claims, collision, collision coverage, comprehensive coverage, comprehensive protection, deer, driving safety, ice, Insurance, Liability, other than collision, Personal, personal auto coverage, personal auto policy, road conditions, road safety, snow and ice, Weather

With all the deer roaming around this time of year, it can be dangerous for people traveling on the road (see our recent blog post Oh Deer! Drive Defensively this Season). We also know that ice and snow are coming soon (if it…

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Oh Deer! Drive Defensively this Season

By Accident, Auto, caution signs, deer, driving safety, driving safety tips, Insurance, National Highway Transportation Safety Administration, Personal, Prevention, Risk Management, road safety, road safety tips, roadside assistance program, safe driving, Weather

The most dangerous animal in the U.S. is not the sharp-clawed bear or the sharp-toothed shark. Surprisingly, it may be the kind, furry animal we grew up calling “Bambi.” And the most dangerous time of year is now! Between October…

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Life Brings Storms: Personal Umbrella Policy has Protection

By Accident, Auto, auto accident, auto and home, auto claim, auto insurance, auto policy, bodily injury, Claims, Financial, Home, Insurance, lawsuit, Liability, liability claims, liability coverage, liability insurance, liability limits, Personal, personal injury, Personal Insurance, personal liability coverage, Personal Umbrella, personal umbrella policy, Umbrella

Many personal insurance policies provide liability coverage to protect you if you are sued as a result of an injury for which you are responsible, whether it is bodily injury or personal injury. We all know that lawsuits can stem…

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It May Have Been Covered but HOW Was It Covered?

By Accident, Auto, claim, Claims, collision coverage, comprehensive coverage, comprehensive protection, coverage, Home, inland marine, inland marine policy, Insurance, insurance claim, Liability, Personal, Personal Insurance, Personal Umbrella, personal umbrella policy, Umbrella

If you’ve watched any college football over the past several years, you’ve probably seen multiple commercials from a certain insurance company that likes to show an imaginary college professor walking an individual through a building containing exhibit…

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Business Vehicles and Your Personal Auto Policy

By Auto, auto insurance, auto policy, Business, business owner, business vehicle, Commercial, commercial insurance, Employees, Insurance, Personal, personal auto coverage, personal auto policy, Personal Insurance, personal vehicle

It has become more and more popular that people are owning and running their own business these days. I mean, who doesn’t want to be their own boss? Though, what does that mean for your vehicles and auto insurance? Depending…

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It’s Time to Wake Up and Avoid Drowsy Driving

By Accident, Auto, Central, driving safety tips, drowsy driving, Education, impaired driving, Insurance, Liability, Personal, personal accident, prevent accidents, Prevention

The holiday season is in full swing, which means a significant rise in travel for holiday parties and family gatherings. Considering the increase in vehicles on the roads, it is even more critical that safe driving practices are followed going…

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Carbon Monoxide Poisoning: How to Prevent the Silent Killer

By Auto, carbon monoxide, carbon monoxide poisoning, Centers for Disease Control and Prevention, Central, Education, Home, Insurance, Liability, Personal, Risk Management, Safety Tips, winterizing your home

According to the National Safety Council, more than 400 Americans die from unintentional carbon monoxide poisoning each year.  Carbon monoxide is called the silent killer because it’s odorless, colorless, tasteless, and can easily go undetected. When t…

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Make Road Safety a Top Priority This Harvest Season

By Accident, Auto, auto accident, Central, driving safety tips, Education, farming equipment, farming season, Harvest Season, Insurance, Personal, Prevention, road safety tips, Weather

With farmers in and out of fields for harvest season, it’s important for everyone to do their part to help keep our farmers and motorists safe. One study by the University of Iowa indicates that equipment-related accidents in the nine…

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