Carbon Monoxide Poisoning: How to Prevent the Silent Killer

By | Auto, carbon monoxide, carbon monoxide poisoning, Centers for Disease Control and Prevention, Central, Education, Home, Insurance, Liability, Personal, Risk Management, Safety Tips, winterizing your home

According to the National Safety Council, more than 400 Americans die from unintentional carbon monoxide poisoning each year.  Carbon monoxide is called the silent killer because it’s odorless, colorless, tasteless, and can easily go undetected. When t…

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Make Road Safety a Top Priority This Harvest Season

By | Accident, Auto, auto accident, Central, driving safety tips, Education, farming equipment, farming season, Harvest Season, Insurance, Personal, Prevention, road safety tips, Weather

With farmers in and out of fields for harvest season, it’s important for everyone to do their part to help keep our farmers and motorists safe. One study by the University of Iowa indicates that equipment-related accidents in the nine…

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Don’t Scoot Yourself Out of Insurance Coverage

By | Auto, Bird, Central, Claims, dockless electric scooters, Education, electric scooter, Home, homeowners insurance, Insurance, Liability, Lime, Personal, personal auto policy, Personal Insurance, personal liability coverage

Fleets of dockless electric scooters made by companies such as Bird and Lime have sprouted up in a number of urban areas throughout the country. Bird advertises on their website that they now offer their service in over 100 cities…

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The Sharing Economy: When New Opportunities Create Insurance Challenges

By | Airbnb, Auto, Central, Education, Financial, Home, Insurance, Liability, Lyft, Personal, personal auto for business use, personal auto insurance, personal auto policy, ride-sharing, sharing economy, Uber, VRBO

The “sharing economy” continues to provide individuals and families with non-traditional ways to rent vacation properties, hitch a ride via a ridesharing service, and even rent vehicles for short-term use. By now most of you are probably somewhat famil…

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Collision or Comprehensive? Choose the Coverage That’s Right for You!

By | Accident, Auto, Claims, collision coverage, comprehensive coverage, comprehensive protection, Insurance, other than collision, Personal, personal auto coverage

The great debate in auto insurance; should you purchase comprehensive coverage and/or collision coverage? Collision insurance sounds simple – it’s insurance for collisions.  Collision coverage provides coverage for the loss resulting from the striking …

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Ride-Sharing: “Uber” Convenient or “Uber” Risky?

By | Auto, car insurance, Insurance, Liability, Lyft, National Highway Transportation Safety Administration, Personal, ride-sharing, Risk Management, Safety Tips, Technology, Transportation Network Driver Coverage, Uber

  With the price of taxi services in most cities rising, people are relying on a new form of transportation called ride-sharing. Companies like Uber and Lyft can be very convenient for those who don’t own a car or quickly…

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