Things to Consider When Starting a Home Based Business

By | Business, business insurance policy, Central, Home, home business, home-based business, Insurance, Liability, liability coverage, Personal, Risk Management

Starting a home based business might sound appealing (working in your PJ’s, setting your own hours, no boss!!). However, you need to make sure that your business is properly insured. Here are some questions to ask yourself about your endeavor. Wi…

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How Does Your Homeowner Policy Respond To Total Losses?

By | cash-out provision, Central, Claims, enhanced replacement cost, Financial, guaranteed replacement cost, Home, homeowners policy, Insurance, Personal, Risk Management, total loss

While homeowner insurance covers individuals and families for many day-to-day claims involving water damage, roof damage, and the like, it is potentially there for you when the unthinkable happens and your house is completely destroyed. Dozens of quest…

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March Madness is Here – Are You Ready for the Risks?

By | Central, Claims, Education, Home, Insurance, Liability, liability insurance, March Madness, Personal, personal liability coverage, Personal Umbrella, personal umbrella policy, Risk Management, Umbrella

For basketball junkies and non-junkies alike, this is the greatest time of year for college basketball. March Madness has officially arrived! The excitement for the sport is at its highest, and even the non-basketball fans believe they are the next…

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The Next Catastrophic Flood Could Be Coming For You

By | Central, Claims, flood, flood exposure, flood insurance, flood policy, Home, homeowners insurance, homeowners policy, Insurance, Liability, National Flood Insurance Program, Personal, Personal Flood Coverage, Prevention, Weather

Rain, rain, go away! At least that is what most of us are thinking after a few months, or in some cases, years of heavier-than-normal rainfalls. The U.S. has experienced flooding in areas that haven’t been affected for hundreds of…

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6 Tips for Preventing Water Damage from Appliances

By | appliances, Claims, dishwasher maintenance, Education, Home, homeowners insurance, homeowners policy, hot water heater, Insurance, Personal, Prevention, water damage, water leak

Did you know that washing machines are one of the main sources of water damage to homes?  Others that top the list include hot water heaters and dishwashers. Fortunately, there are a few easy and inexpensive steps you can take help to…

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