FALL! My most favorite time of the year…Friday night lights, college football, local festivals, and of course, hunting season! There’s that magical feeling floating in the air this time of year, whether it’s the itch to get out into the…
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Many personal insurance policies provide liability coverage to protect you if you are sued as a result of an injury for which you are responsible, whether it is bodily injury or personal injury. We all know that lawsuits can stem…
Halloween is fascinating. It is said to have gotten its start in the pagan culture of Celtic Ireland. Called the festival of Samhain, people would light bonfires and wear costumes to ward off the evil spirits that were free to…
If you’ve watched any college football over the past several years, you’ve probably seen multiple commercials from a certain insurance company that likes to show an imaginary college professor walking an individual through a building containing exhibit…
I’ll be the first to admit that when I rented an apartment during my senior year of college, I didn’t have renters insurance. Looking back, I’m lucky I never needed it. At the time, I told myself that the likelihood…
Most homeowners understand that their homeowner insurance policy provides them with protection against losses to their house, detached structures, and their contents. Many also understand that personal liability and medical payments coverage is also pa…
The storm has passed and the immediate danger is over. Now it’s time to survey the damage and decide on the best course of action. Here are some steps to mitigate further damage and get started with repairs. First, walk around…
The drains and toilets in your house start to back up. Nothing seems to be draining so you call the plumber. When the plumber arrives, he inserts a snake with a camera on the end, into your main sewer line…
There is constant debate in the insurance industry on how best to insure condos. Here are 3 important things to consider when insuring your condo. 1. What am I responsible for and how much does that cost? To determine what you’re…
Starting a home based business might sound appealing (working in your PJ’s, setting your own hours, no boss!!). However, you need to make sure that your business is properly insured. Here are some questions to ask yourself about your endeavor. Wi…