There are few things in life worse than losing your home to fire or a natural disaster. Except, that is,…
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With the continued adoption of Smart Home products, many homeowners welcome devices that promote energy efficiency, cost savings benefits, and added security. These protected homes may present a lower risk for insurers and reduce claims expenses, but a…
In January 2020, The Federal Trade Commission (FTC) released its 2019 Consumer Sentinel Network Report showing that they received a total of 23,963 reports from home repair, improvement, and product fraud. This is a staggering amount of fraud re…
As I’ve mentioned before in previous blogs, I find it sad that personal insurance has gotten commoditized to the point where many consumers buy based upon funny commercials and/or cheapest price. However, it’s a battle that agents face every day…
This weekend marks Daylight Savings time when we “fall back” an hour. A general rule of thumb is to replace the batteries in your smoke detectors when Daylight Savings Time ends and begins (unless you have a special detector –…
Halloween 2020. Wow, what could go wrong? If this coming weekend is anything like the previous six months, plenty. With COVID-19, trick or treating will take on a different look this year, and so will your liability risks. I have…
I don’t know about you, but fall is my favorite season. The weather is perfect, the leaves turn beautiful colors, and it means the holidays are quickly approaching. The worst part about the autumn season is that it goes too…
Fall is in full force and winter is slowly approaching. People are lighting pumpkin spice candles, turning on the heat, and decorating for the upcoming holidays (I’m guilty on all accounts). And with the colder temperatures, people will be stayin…
Back in 2017, I wrote about several misconceptions that are common to personal umbrella policies. While those four misconceptions still hold true, I thought I would turn this into a two-part series since there are other misconceptions that are quite…
This is the time of year I often receive questions about the coverages needed to protect students who are going away for school. These requests are common for parents sending their children off to college for the first time. College…