Imagine your child and his friends are playing with the new, family pup in the backyard. Suddenly, the dog bites your son’s friend in the face causing permanent harm. You are legally liable for the costs, and the limits on…
Most of us have seen the meme going around that refers to a couple of life lessons that have reversed course over the past couple of decades: don’t get in the car with strangers and don’t meet people from the…
Quarantine fatigue is not only sending people to crowded bars. We’re all getting tired of it—call it quaran-tigue—and that could spell trouble on the cybersecurity front. Multiple studies and articles of late have noted a trend that could have serious….
You see the blue and red flashing lights in your rearview mirror. You think to yourself, “How fast was I going? I wasn’t going that fast, was I? Oh shoot, I’m being pulled over!” Next flurry of thoughts: safely…
Commercial insurance is not one-size-fits-all, but there are features that even very different businesses have in common. Offices are an exposure that nearly every business has, from accounting firms to web engineers, and from one-person offices to a t…
Distracted driving is something that some of us forget to think twice about. Consider your daily commute or your weekly trip to the grocery store. These are routes you have taken so often and are comfortable with. You probably change…
Boiler & Machinery is an antiquated term once used to describe a separate policy that offered coverage for causes of loss such as mechanical breakdown, electrical surges, explosion of steam boilers, steam pipes, etc. This separate policy was needed…
If you are a parent with teen drivers in your household, you are probably constantly worried about them on the roads and are concerned about them safely getting from point A to point B. This worry is typically escalated during…
There are a few homeowner insurance coverages that almost everybody has but very few think about. Personal liability is one of those coverages and even lower on the totem pole is medical payments coverage. However, that doesn’t mean it isn’t…
The drains and toilets in your house start to back up. Nothing seems to be draining so you call the plumber. When the plumber arrives, he inserts a snake with a camera on the end, into your main sewer line…