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Accident

Preventing the Risk of Distracted Driving

By Accident, Auto, cell phone, cell phones, Central, discounts, distracted driver, distracted driving, Distracted Driving Awareness, Distracted Driving Awareness Month, Education, Insurance, passengers, Personal, Prevention, Saving Money, smart phone, smartphone, teen driver, teenSMART

Distracted driving is something that some of us forget to think twice about. Consider your daily commute or your weekly trip to the grocery store. These are routes you have taken so often and are comfortable with. You probably change…

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Winter Driving and Auto Claims Tips

By Accident, accident claims, Auto, auto accident, auto claim, auto insurance claim, automobile accident, car accident, Claims, claims process, driving safety, driving safety tips, Insurance, Personal, Prevention, road conditions, safe driving, Weather, Winter, winter weather

Winter storms often bring a rash of auto claims. Winter driving can be dangerous, so it is essential to stay alert and be smart. Let’s talk about winter driving safety tips, and steps to simplify the claims process should you be…

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Collision or Comprehensive: Which Coverage Applies?

By Accident, Auto, auto accident, auto insurance, auto policy, car accident, car insurance, Claims, collision, collision coverage, comprehensive coverage, comprehensive protection, deer, driving safety, ice, Insurance, Liability, other than collision, Personal, personal auto coverage, personal auto policy, road conditions, road safety, snow and ice, Weather

With all the deer roaming around this time of year, it can be dangerous for people traveling on the road (see our recent blog post Oh Deer! Drive Defensively this Season). We also know that ice and snow are coming soon (if it…

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Oh Deer! Drive Defensively this Season

By Accident, Auto, caution signs, deer, driving safety, driving safety tips, Insurance, National Highway Transportation Safety Administration, Personal, Prevention, Risk Management, road safety, road safety tips, roadside assistance program, safe driving, Weather

The most dangerous animal in the U.S. is not the sharp-clawed bear or the sharp-toothed shark. Surprisingly, it may be the kind, furry animal we grew up calling “Bambi.” And the most dangerous time of year is now! Between October…

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Life Brings Storms: Personal Umbrella Policy has Protection

By Accident, Auto, auto accident, auto and home, auto claim, auto insurance, auto policy, bodily injury, Claims, Financial, Home, Insurance, lawsuit, Liability, liability claims, liability coverage, liability insurance, liability limits, Personal, personal injury, Personal Insurance, personal liability coverage, Personal Umbrella, personal umbrella policy, Umbrella

Many personal insurance policies provide liability coverage to protect you if you are sued as a result of an injury for which you are responsible, whether it is bodily injury or personal injury. We all know that lawsuits can stem…

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It May Have Been Covered but HOW Was It Covered?

By Accident, Auto, claim, Claims, collision coverage, comprehensive coverage, comprehensive protection, coverage, Home, inland marine, inland marine policy, Insurance, insurance claim, Liability, Personal, Personal Insurance, Personal Umbrella, personal umbrella policy, Umbrella

If you’ve watched any college football over the past several years, you’ve probably seen multiple commercials from a certain insurance company that likes to show an imaginary college professor walking an individual through a building containing exhibit…

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It’s Time to Wake Up and Avoid Drowsy Driving

By Accident, Auto, Central, driving safety tips, drowsy driving, Education, impaired driving, Insurance, Liability, Personal, personal accident, prevent accidents, Prevention

The holiday season is in full swing, which means a significant rise in travel for holiday parties and family gatherings. Considering the increase in vehicles on the roads, it is even more critical that safe driving practices are followed going…

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Make Road Safety a Top Priority This Harvest Season

By Accident, Auto, auto accident, Central, driving safety tips, Education, farming equipment, farming season, Harvest Season, Insurance, Personal, Prevention, road safety tips, Weather

With farmers in and out of fields for harvest season, it’s important for everyone to do their part to help keep our farmers and motorists safe. One study by the University of Iowa indicates that equipment-related accidents in the nine…

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Collision or Comprehensive? Choose the Coverage That’s Right for You!

By Accident, Auto, Claims, collision coverage, comprehensive coverage, comprehensive protection, Insurance, other than collision, Personal, personal auto coverage

The great debate in auto insurance; should you purchase comprehensive coverage and/or collision coverage? Collision insurance sounds simple – it’s insurance for collisions.  Collision coverage provides coverage for the loss resulting from the striking …

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