Coverage Considerations for Landlords

By | Central, Commercial, Education, Home, home rentals, Insurance, insuring rental properties, landlord, Personal, renovations, rental dwelling insurance policy, rental properties, renters, renters insurance

Last year at this time, I touched on why it is important for landlords to ensure their tenants carry renters insurance. This time around, let’s take a look at some important policy conditions that landlords need to keep in mind…

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Protecting Your Produce: The Benefits of Spoilage Coverage

By | Business, Central, Claims, Commercial, commercial insurance, equipment breakdown coverage, fresh food, Insurance, Liability, Loss Control, perishable food, Risk Management, spoilage coverage, utility interruption coverage

According to Statista, total retail and food services sales in the United States totaled 5.32 trillion dollars in 2015.[i]  This includes perishable foods, which is food that “will spoil the most quickly and require refrigeration.”[ii] A recent article…

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Creating and Maintaining a Drug-Free Workplace

By | Business, Central, Commercial, drug and alcohol policy, drug testing, drug-free workplace policy, Education, Human Resources, Insurance, Risk Management, safety program, Substance Abuse and Mental Health Services Administration, United States Department of Labor, workers safety, workplace issue

Illicit drug use and drug addictions are an unfortunate occurrence that we often see broadcasted on the evening news or even directly affecting the people we know. Businesses are not exempt from facing this epidemic as the use of drugs…

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Corporate Governance: Keeping Our Corporations on the Right Path

By | Business, Commercial, Communication, corporate culture, corporate governance, corporate scandals, Education, Employees, how to lead others, Human Resources, Insurance, leadership, Risk Management, successful business, tips for success

In recent years, we have seen many scandals at a number of corporations involving issues such as bribery, personal misconduct, and several glaringly egregious business practices.[i] The result of these scandals has led to reduced corporate profits as w…

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What’s in a Name? The Importance of Named Insured Underwriting

By | Business, Commercial, commercial lines underwriter, commercial underwriting, Education, Insurance, insurance underwriter, named insured, named insured underwriting

When underwriters think about risk, perils such as fire and theft come to mind. One risk that can be overlooked is improperly underwriting multiple named insureds. This article will discuss the importance of underwriting named insureds. A key element o…

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