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Commercial

General Liability Covers More Than You Might Think

By bodily injury, Business, Claims, Commercial, Commercial general liability, Employees, Financial, general liability, Insurance, Liability, liability claims, liability coverage, liability insurance, personal injury, property damage, slip and fall, slip and fall accidents

For those of us in the insurance industry, after a certain period of time, various lines of business, their abbreviations and the specific coverages provided by those lines become embedded into our brains. This occurs to the point where we…

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Business Vehicles and Your Personal Auto Policy

By Auto, auto insurance, auto policy, Business, business owner, business vehicle, Commercial, commercial insurance, Employees, Insurance, Personal, personal auto coverage, personal auto policy, Personal Insurance, personal vehicle

It has become more and more popular that people are owning and running their own business these days. I mean, who doesn’t want to be their own boss? Though, what does that mean for your vehicles and auto insurance? Depending…

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One of the ABC’s of Business Insurance: Always Buy Crime Coverage!

By burglary, Business, Central, Commercial, computer fraud, crime, crime insurance, embezzlement, employee dishonesty, employee theft, forgery, Insurance, robbery, social engineering, theft

If you’re like many business owners, once you get past the initial sigh and/or eye roll that accompanies the word “insurance,” you immediately start to think of property coverage as well as liability insurance. However, you probably don’t give much……

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Coverage Considerations for Landlords

By Central, Commercial, Education, Home, home rentals, Insurance, insuring rental properties, landlord, Personal, renovations, rental dwelling insurance policy, rental properties, renters, renters insurance

Last year at this time, I touched on why it is important for landlords to ensure their tenants carry renters insurance. This time around, let’s take a look at some important policy conditions that landlords need to keep in mind…

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Protecting Your Produce: The Benefits of Spoilage Coverage

By Business, Central, Claims, Commercial, commercial insurance, equipment breakdown coverage, fresh food, Insurance, Liability, Loss Control, perishable food, Risk Management, spoilage coverage, utility interruption coverage

According to Statista, total retail and food services sales in the United States totaled 5.32 trillion dollars in 2015.[i]  This includes perishable foods, which is food that “will spoil the most quickly and require refrigeration.”[ii] A recent article…

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