From supply chain shortages to COVID-related shutdowns to worker shortages, 2021 brought the highest U.S. inflation rates of the past 40 years. Find out how this trend is impacting commercial insureds with building and business income coverages.
Last week, we shared the scoop on current issues in cybersecurity. In this article, we’re arming you with the knowledge to avoid falling victim to cyber attacks and threats. Since many cybersecurity issues arise from the “human factor,” educating yours…
Commercial insurance is not one-size-fits-all, but there are features that even very different businesses have in common. Offices are an exposure that nearly every business has, from accounting firms to web engineers, and from one-person offices to a t…
When I’m completing a risk management review for one of our commercial partners, the most common area of losses we discuss are fleet claims. Whether your company has one vehicle or 100, having drivers out on the roadway poses a…
As a small business owner, you have a lot on your plate. Dealing with COVID while trying to make a profit and keep your business growing are of paramount concern. In addition, there’s making payroll, staying competitive, complying with state and…
The last four months have been some of the most taxing and pressurized months I have seen in my 35 years calling on business owners. It’s hard enough to start a business and keep it up and running, but add…
Many people in the insurance industry will agree that umbrellas are one of the most misunderstood lines of insurance coverage in existence. Of course, it’s easy to understand why when you look up the definition of “umbrella” and get explanations…
If you’re like many of the people I’ve spoken with over the past couple of weeks, your life is beginning to return back to a revised sense normalcy, which is a good thing considering you’re probably starting to run short…
These unprecedented times have left many of us with only one way to shop: online. Many online businesses have benefited from consumers “sheltering in place” with an influx of buyers shopping via apps and the internet. I am sure that I…
Quarantine fatigue is not only sending people to crowded bars. We’re all getting tired of it—call it quaran-tigue—and that could spell trouble on the cybersecurity front. Multiple studies and articles of late have noted a trend that could have serious….