With the continued adoption of Smart Home products, many homeowners welcome devices that promote energy efficiency, cost savings benefits, and added security. These protected homes may present a lower risk for insurers and reduce claims expenses, but a…
The 2020 holiday season is coinciding with a major spike in COVID-19 cases and fatalities and many families are opting to avoid travel and potentially exposing elderly and/or vulnerable relatives. Hosting gatherings on video conferencing platforms such…
The holidays are the most wonderful time of the year, especially for scammers. Consumers are typically spending more, doing it quickly, and not paying as much attention to who they’re buying it from because of the rush. With the COVID-19 pandemic,…
In January 2020, The Federal Trade Commission (FTC) released its 2019 Consumer Sentinel Network Report showing that they received a total of 23,963 reports from home repair, improvement, and product fraud. This is a staggering amount of fraud re…
This weekend marks Daylight Savings time when we “fall back” an hour. A general rule of thumb is to replace the batteries in your smoke detectors when Daylight Savings Time ends and begins (unless you have a special detector –…
Halloween 2020. Wow, what could go wrong? If this coming weekend is anything like the previous six months, plenty. With COVID-19, trick or treating will take on a different look this year, and so will your liability risks. I have…
I don’t know about you, but fall is my favorite season. The weather is perfect, the leaves turn beautiful colors, and it means the holidays are quickly approaching. The worst part about the autumn season is that it goes too…
Fall is in full force and winter is slowly approaching. People are lighting pumpkin spice candles, turning on the heat, and decorating for the upcoming holidays (I’m guilty on all accounts). And with the colder temperatures, people will be stayin…
As students head off to school this fall, they need to stay vigilant against the scams, schemes, and tricks of identity fraudsters. Student identity theft is on the rise, all around the world. Like most predators, identity thieves like to…
The last four months have been some of the most taxing and pressurized months I have seen in my 35 years calling on business owners. It’s hard enough to start a business and keep it up and running, but add…