It’s Time to Wake Up and Avoid Drowsy Driving

By | Accident, Auto, Central, driving safety tips, drowsy driving, Education, impaired driving, Insurance, Liability, Personal, personal accident, prevent accidents, Prevention

The holiday season is in full swing, which means a significant rise in travel for holiday parties and family gatherings. Considering the increase in vehicles on the roads, it is even more critical that safe driving practices are followed going…

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Shop But Don’t Drop (Your Coverages) – How to Avoid Black Friday Claims

By | Black Friday, Black Friday shopping, Central, Claims, Education, Financial, identity theft, Insurance, Liability, Personal, Prevention, Saving Money, theft losses

Every year, my family and I look forward to our Thanksgiving traditions. We eat Thanksgiving dinner, watch TV, eat more Thanksgiving dinner, and then start making our Black Friday plans. We research all of the big deals, and then start…

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Carbon Monoxide Poisoning: How to Prevent the Silent Killer

By | Auto, carbon monoxide, carbon monoxide poisoning, Centers for Disease Control and Prevention, Central, Education, Home, Insurance, Liability, Personal, Risk Management, Safety Tips, winterizing your home

According to the National Safety Council, more than 400 Americans die from unintentional carbon monoxide poisoning each year.  Carbon monoxide is called the silent killer because it’s odorless, colorless, tasteless, and can easily go undetected. When t…

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Safely Prepare for Your Guests to Prevent the Holiday Mess

By | Central, Claims, frozen pipes, holiday hazard, holiday safety tips, holidays, Home, Insurance, Liability, Personal, prevent holiday party liabilities, Risk Management, service furnace, slip and fall accidents

Fall is the most popular American season according to YouGov.com. This favorite time of year means pumpkin spice EVERYTHING, cooler weather, and lots of holiday planning! The change in season brings a few specific things you should be focusing on…

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As Your Life Changes, So Should Your Insurance Policy

By | Central, Education, exposure changes, Financial, Home, homeowner policy, homeowners policy, Household Inventory, Insurance, Liability, life event, major life changes, Personal

One of the most exciting times in life is purchasing a new home, whether it’s your first starter home or your final retirement home.  It’s an investment of money, but more importantly, it’s a commitment to family, life, and love. Purchasing the a…

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Don’t Scoot Yourself Out of Insurance Coverage

By | Auto, Bird, Central, Claims, dockless electric scooters, Education, electric scooter, Home, homeowners insurance, Insurance, Liability, Lime, Personal, personal auto policy, Personal Insurance, personal liability coverage

Fleets of dockless electric scooters made by companies such as Bird and Lime have sprouted up in a number of urban areas throughout the country. Bird advertises on their website that they now offer their service in over 100 cities…

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Protecting Your Produce: The Benefits of Spoilage Coverage

By | Business, Central, Claims, Commercial, commercial insurance, equipment breakdown coverage, fresh food, Insurance, Liability, Loss Control, perishable food, Risk Management, spoilage coverage, utility interruption coverage

According to Statista, total retail and food services sales in the United States totaled 5.32 trillion dollars in 2015.[i]  This includes perishable foods, which is food that “will spoil the most quickly and require refrigeration.”[ii] A recent article…

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What You Should Know About Paying Your Premiums On Time

By | automatic payment, Central, Claims, Education, EFT, Financial, homeowners insurance premiums, Insurance, insurance premium, Liability, paying premiums on time, payment timeliness, Personal

We all can struggle with finances from time to time. Unexpected repair bills, medical bills, and the everyday costs of life can really add up, leaving us with hardly any extra for spending. Have you ever had to consider not…

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The Sharing Economy: When New Opportunities Create Insurance Challenges

By | Airbnb, Auto, Central, Education, Financial, Home, Insurance, Liability, Lyft, Personal, personal auto for business use, personal auto insurance, personal auto policy, ride-sharing, sharing economy, Uber, VRBO

The “sharing economy” continues to provide individuals and families with non-traditional ways to rent vacation properties, hitch a ride via a ridesharing service, and even rent vehicles for short-term use. By now most of you are probably somewhat famil…

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