Don’t Take Any Chances: Properly Insure Your Valuables!

By | Central, Employees, Financial, homeowners insurance, homeowners policy, inland marine policy, Insurance, Personal, personal jewelry, personal property coverage, scheduled coverage, scheduled personal property policy, Umbrella

Were you one of the lucky individuals who received jewelry as a gift this past holiday season? Or perhaps you received something special for Valentine’s Day? In either case, here’s the important question that you need to ask yourself: “Did…

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The Next Catastrophic Flood Could Be Coming For You

By | Central, Claims, flood, flood exposure, flood insurance, flood policy, Home, homeowners insurance, homeowners policy, Insurance, Liability, National Flood Insurance Program, Personal, Personal Flood Coverage, Prevention, Weather

Rain, rain, go away! At least that is what most of us are thinking after a few months, or in some cases, years of heavier-than-normal rainfalls. The U.S. has experienced flooding in areas that haven’t been affected for hundreds of…

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6 Tips for Preventing Water Damage from Appliances

By | appliances, Claims, dishwasher maintenance, Education, Home, homeowners insurance, homeowners policy, hot water heater, Insurance, Personal, Prevention, water damage, water leak

Did you know that washing machines are one of the main sources of water damage to homes?  Others that top the list include hot water heaters and dishwashers. Fortunately, there are a few easy and inexpensive steps you can take help to…

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New Gifts? You Might Have New Risks

By | Central, Claims, Education, Financial, Home, homeowners claim, homeowners policy, Household Inventory, Insurance, Liability, Personal, schedule jewelry, scheduled coverage, scheduled personal property policy, theft losses

After the holiday season, many like to start the New Year by organizing new gifts and purchases and cleaning out the closets. As each year goes by and your needs continue to change, it’s easy to forget to update your…

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Your Tree Fell in Your Yard – Are You Covered?

By | Central, Claims, fallen tree, Home, homeowners insurance, homeowners policy, Insurance, Personal, Saving Money, tree damage, tree damage property damage, tree removal, Weather

  The past few months have been devastating for much of the country due to Hurricanes Florence and Michael causing a catastrophic amount of damage, especially in the southeast. There have been homes destroyed, businesses closed, and families displ…

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As Your Life Changes, So Should Your Insurance Policy

By | Central, Education, exposure changes, Financial, Home, homeowner policy, homeowners policy, Household Inventory, Insurance, Liability, life event, major life changes, Personal

One of the most exciting times in life is purchasing a new home, whether it’s your first starter home or your final retirement home.  It’s an investment of money, but more importantly, it’s a commitment to family, life, and love. Purchasing the a…

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Understanding Your Insurance Policy 101

By | Central, Communication, coverage exclusions, Education, Employees, filing a claim, Home, homeowners policy, Independent Agents, Insurance, insurance policies, insurance policy, insuring agreement, Personal, policy, policy language

Have you ever asked yourself, “What exactly does my insurance policy cover?” Most days, probably not! But when you find yourself in need of insurance, in the midst of a claim, or possibly having to file a claim, chances are…

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