homeowners policy Archives - BFS Insurance Group

Nov 03

Not All Homeowners Insurance Policies Are Equal

By Insurance Feed cash out settlement, coverage choices, coverages, deductible, dwelling coverage, Home, homeowners, homeowners insurance, homeowners policy, independent agent, Insurance, insurance quote, perils, Personal

As I’ve mentioned before in previous blogs, I find it sad that personal insurance has gotten commoditized to the point…

Aug 18

Coverage for the College Student

By Insurance Feed additional interest, college, college students, dorm room, Financial, Home, homeowners policy, Insurance, Liability, Personal, personal liability coverage, personal property, personal property coverage, Personal Umbrella, personal umbrella policy, renters insurance, Umbrella

This is the time of year I often receive questions about the coverages needed to protect students who are going…

May 14

Utility Line Protection – A Hidden (or Buried) Treasure?

By Insurance Feed Claims, corrosion, coverage, decay, deterioration, drainage system, endorsement, Home, homeowners insurance, homeowners policy, Insurance, perils, Personal, rust, sewer lines, underground piping, utility line, wear and tear

Our office had a couple of interesting conversations regarding digging up yards recently. In one instance, the husband of one…

Feb 18

Medical Payments – The Forgotten Homeowner Insurance Coverage

By Insurance Feed bodily injury, Central, Claims, comprehensive protection, coverage, coverage limits, exclusion, homeowners insurance, homeowners policy, Insurance, Liability, medical payments, Personal, personal liability coverage, protection, slip and fall, slip and fall accidents

There are a few homeowner insurance coverages that almost everybody has but very few think about. Personal liability is one…

Jan 15

Saying “I Do”? Insure the ring too!

By Insurance Feed Financial, Home, homeowners insurance, homeowners policy, Household Inventory, Insurance, jewelry, Personal, Personal Insurance, personal jewelry, renter's policy, renters insurance, valuables, warranty

I’m still on Cloud Nine from my wedding day a couple weeks ago! I find myself looking down at my…

Nov 07

Don’t “Buck” You’re Exposure! Hunter’s should read!

By Insurance Feed accidents, ATV, deer, deer hunting, exposure, Home, homeowners insurance, homeowners policy, Household Inventory, hunting, hunting season, Insurance, Liability, liability coverage, liability limits, Personal, Personal Umbrella, personal umbrella policy, Prevention, Umbrella

FALL! My most favorite time of the year…Friday night lights, college football, local festivals, and of course, hunting season! There’s…

Aug 15

The Many Coverages of Your Homeowners Policy

By Insurance Feed additional coverages, Home, homeowners, homeowners insurance, homeowners policy, Insurance, insurance company, insurance coverage, Personal, Personal Insurance

Most homeowners understand that their homeowner insurance policy provides them with protection against losses to their house, detached structures, and…

Apr 09

How Does Your Homeowner Policy Respond To Total Losses?

By Insurance Feed cash-out provision, Central, Claims, enhanced replacement cost, Financial, guaranteed replacement cost, Home, homeowners policy, Insurance, Personal, Risk Management, total loss

While homeowner insurance covers individuals and families for many day-to-day claims involving water damage, roof damage, and the like, it is…

Mar 19

Don’t Take Any Chances: Properly Insure Your Valuables!

By Insurance Feed Central, Employees, Financial, homeowners insurance, homeowners policy, inland marine policy, Insurance, Personal, personal jewelry, personal property coverage, scheduled coverage, scheduled personal property policy, Umbrella

Were you one of the lucky individuals who received jewelry as a gift this past holiday season? Or perhaps you…

Mar 07

The Next Catastrophic Flood Could Be Coming For You

By Insurance Feed Central, Claims, flood, flood exposure, flood insurance, flood policy, Home, homeowners insurance, homeowners policy, Insurance, Liability, National Flood Insurance Program, Personal, Personal Flood Coverage, Prevention, Weather

Rain, rain, go away! At least that is what most of us are thinking after a few months, or in…

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homeowners policy