General Liability Covers More Than You Might Think

By | bodily injury, Business, Claims, Commercial, Commercial general liability, Employees, Financial, general liability, Insurance, Liability, liability claims, liability coverage, liability insurance, personal injury, property damage, slip and fall, slip and fall accidents

For those of us in the insurance industry, after a certain period of time, various lines of business, their abbreviations and the specific coverages provided by those lines become embedded into our brains. This occurs to the point where we…

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How Does Your Homeowner Policy Respond To Total Losses?

By | cash-out provision, Central, Claims, enhanced replacement cost, Financial, guaranteed replacement cost, Home, homeowners policy, Insurance, Personal, Risk Management, total loss

While homeowner insurance covers individuals and families for many day-to-day claims involving water damage, roof damage, and the like, it is potentially there for you when the unthinkable happens and your house is completely destroyed. Dozens of quest…

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Don’t Take Any Chances: Properly Insure Your Valuables!

By | Central, Employees, Financial, homeowners insurance, homeowners policy, inland marine policy, Insurance, Personal, personal jewelry, personal property coverage, scheduled coverage, scheduled personal property policy, Umbrella

Were you one of the lucky individuals who received jewelry as a gift this past holiday season? Or perhaps you received something special for Valentine’s Day? In either case, here’s the important question that you need to ask yourself: “Did…

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Don’t Be Fooled by the Latest Phishing Scams

By | Bank Scam, Central, College Test Prep Scam, Education, Financial, Home, Insurance, internet safety, Netflix scam, Personal, phishing, phishing scams, Prevention, Social Security Administration Scam, Technology, vishing

If you’re like me, you get more junk emails than you do legitimate ones and more phone calls from numbers you don’t recognize than from people you actually know. If that’s the case, it should come as no surprise that…

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New Gifts? You Might Have New Risks

By | Central, Claims, Education, Financial, Home, homeowners claim, homeowners policy, Household Inventory, Insurance, Liability, Personal, schedule jewelry, scheduled coverage, scheduled personal property policy, theft losses

After the holiday season, many like to start the New Year by organizing new gifts and purchases and cleaning out the closets. As each year goes by and your needs continue to change, it’s easy to forget to update your…

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Start a New Year’s Tradition of Identity Protection

By | Central, Education, Financial, healthy identity, identity fraud, Identity Fraud and Credit Monitoring Program, identity theft, Insurance, Personal, Personal Cyber Protection, Risk Management, safe identity, Technology, wealthy identity

New Year’s Eve is truly a worldwide celebration associated with hundreds of different cultural traditions. In the U.S., people watch the ball drop in Times Square in New York City. Canadians embrace the winter with ice fishing and polar bear…

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Shop But Don’t Drop (Your Coverages) – How to Avoid Black Friday Claims

By | Black Friday, Black Friday shopping, Central, Claims, Education, Financial, identity theft, Insurance, Liability, Personal, Prevention, Saving Money, theft losses

Every year, my family and I look forward to our Thanksgiving traditions. We eat Thanksgiving dinner, watch TV, eat more Thanksgiving dinner, and then start making our Black Friday plans. We research all of the big deals, and then start…

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As Your Life Changes, So Should Your Insurance Policy

By | Central, Education, exposure changes, Financial, Home, homeowner policy, homeowners policy, Household Inventory, Insurance, Liability, life event, major life changes, Personal

One of the most exciting times in life is purchasing a new home, whether it’s your first starter home or your final retirement home.  It’s an investment of money, but more importantly, it’s a commitment to family, life, and love. Purchasing the a…

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