Skip to main content
Category

Central

The Sharing Economy: When New Opportunities Create Insurance Challenges

By Airbnb, Auto, Central, Education, Financial, Home, Insurance, Liability, Lyft, Personal, personal auto for business use, personal auto insurance, personal auto policy, ride-sharing, sharing economy, Uber, VRBO

The “sharing economy” continues to provide individuals and families with non-traditional ways to rent vacation properties, hitch a ride via a ridesharing service, and even rent vehicles for short-term use. By now most of you are probably somewhat famil…

Read More

Understanding Your Insurance Policy 101

By Central, Communication, coverage exclusions, Education, Employees, filing a claim, Home, homeowners policy, Independent Agents, Insurance, insurance policies, insurance policy, insuring agreement, Personal, policy, policy language

Have you ever asked yourself, “What exactly does my insurance policy cover?” Most days, probably not! But when you find yourself in need of insurance, in the midst of a claim, or possibly having to file a claim, chances are…

Read More

Don’t Let Cyber Criminals Outsmart Your Smart Technology

By Central, cyber attack, Cyber Insurance, cyber insurance coverage, cyberbulling, Home, Insurance, Personal, Personal Cyber Protection, Risk Management, smart phone, Technology

For a number of years, businesses have had the option to purchase cyber liability insurance. This type of coverage protects them against threats like malware attacks, cyber extortion, online fraud, and data breaches. In fact, this coverage continues to…

Read More

Enterprise Risk Management: An Alternative Approach to Managing Risk

By Business, Business Insurance, Central, Commercial, commercial insurance, Education, Employees, enterprise risk management, Insurance, managing risks, Risk Management

One of the core concepts of insurance is risk management. The Institutes define risk management as “the process of making and implementing decisions that will minimize the adverse effects of accidental losses on an organization.”[i] Insurance professio…

Read More

Forgetting to Maintain Your Air Conditioner – Not Cool!

By air conditioner, air conditioner maintenance, air conditioner unit, Central, Home, home maintenance, Insurance, Loss Control, Personal, Safety Tips, U.S. Department of Energy, Weather

Most appliances require attention every now and then to continue running at peak efficiency, and air conditioning units are no exception. Neglecting maintenance will lead to poor performance and a shortened unit life. With the warmest weather of the ye…

Read More

Prepare Ahead to Prevent the Panic

By Accident, Auto, auto accident, auto policy, auto repair costs, Central, Claims, Insurance, Personal, personal auto policy, rental car, rental coverage, Risk Management, roadside assistance, Service

While on your much-anticipated family vacation, you decide to take everyone to a top-rated mini golf course you’ve heard so much about when you notice you’ve missed your turn.  As you quickly try to figure out where you’re going, you fail…

Read More