For those of us in the insurance industry, after a certain period of time, various lines of business, their abbreviations and the specific coverages provided by those lines become embedded into our brains. This occurs to the point where we…
“I don’t need a Builder’s Risk policy,” said a contractor. “The money I save I’ll just set aside for any losses.” Little did he know how inexpensive a Builder’s Risk policy can be and how expensive a los…
Contractors should always be looking for ways to be more efficient, both on the job site and in the office. One key element in being productive is having your construction vehicles set up properly. This can have a profound effect, especially when const…
According to the Occupational Safety and Health Administration (OSHA), one in five worker deaths in 2016 were in construction. The leading causes of private sector worker deaths (excluding highway collisions) in the construction industry were falls, fo…
Here’s how to cover four common risks with endorsements to your contractor insurance policy.
A good contractor knows how important teamwork is when it comes to completing a project. Part of this teamwork includes having good employees who are skilled and dedicated, subcontractors who are in the same flow and have similar expectations, and mate…
There are a lot of moving parts in a construction project. From selling services to performing those services and receiving final payout, contractors have to be on top of their game if they want to be competitive in today’s market. And at the end of mo…
Unfortunately, it can be months or years after a construction project is completed that defects can surface. Construction defect is a broad term that is generally defined as a defect in the design, materials, workmanship that can affect mechanical syst…
To a retailer, customer experience is one of the most important elements that can influence success. A big part of your customer’s experience is the physical building that contains your business. As your building ages or your business realizes increase…
Utilities have been placed underground in America for more than 200 years. These underground utilities can include sewer and water laterals, telephone, fuel, and fiber optics. Unfortunately, even with many updates and new development to our infrastruct…