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Homeowners insurance Archives - BFS Insurance Group

The “Smart” Way to Mitigate Risk in a Connected Home

By behavioral data, cyber, exposure data, Hartford Steam Boiler, Home, Home Health Score, HSB, Insurance, IoT, Personal, Prevention, smart devices, smart phone, smart technology, smart TV, Technology, technology advances

With the continued adoption of Smart Home products, many homeowners welcome devices that promote energy efficiency, cost savings benefits, and added security. These protected homes may present a lower risk for insurers and reduce claims expenses, but a…

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Through the Roof! How Roofing Scams Will Cost You

By Central, Claims, fraud, Home, home repair, Insurance, insurance fraud, Personal, Prevention, Risk Management, roof contractor, roof damage, roofer, roofing scam, scam, storm chasers, Weather

  In January 2020, The Federal Trade Commission (FTC) released its 2019 Consumer Sentinel Network Report showing that they received a total of 23,963 reports from home repair, improvement, and product fraud. This is a staggering amount of fraud re…

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Not All Homeowners Insurance Policies Are Equal

By cash out settlement, coverage choices, coverages, deductible, dwelling coverage, Home, homeowners, homeowners insurance, homeowners policy, independent agent, Insurance, insurance quote, perils, Personal

As I’ve mentioned before in previous blogs, I find it sad that personal insurance has gotten commoditized to the point where many consumers buy based upon funny commercials and/or cheapest price. However, it’s a battle that agents face every day…

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Time to Fall Back (and Check Your Smoke Alarms)

By Daylight Savings Time, fire extinguishers, fire prevention, fire prevention tips, Home, Insurance, low battery, National Fire Protection Association, Personal, Prevention, smoke alarm, smoke detector, Technology

This weekend marks Daylight Savings time when we “fall back” an hour. A general rule of thumb is to replace the batteries in your smoke detectors when Daylight Savings Time ends and begins (unless you have a special detector –…

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Know These Tips for Fire Prevention Week

By candle safety, candles, cooking fires, electrical fires, electrical outlets, fall, Fire, fire alarms, fire extinguisher, fire hazard, fire prevention, fire prevention tips, Fire Prevention Week, fire protection equipment, fireplace, heating fires, Home, Insurance, Personal, Prevention, smoke alarm, Winter

Fall is in full force and winter is slowly approaching. People are lighting pumpkin spice candles, turning on the heat, and decorating for the upcoming holidays (I’m guilty on all accounts). And with the colder temperatures, people will be stayin…

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Coverage for the College Student

By additional interest, college, college students, dorm room, Financial, Home, homeowners policy, Insurance, Liability, Personal, personal liability coverage, personal property, personal property coverage, Personal Umbrella, personal umbrella policy, renters insurance, Umbrella

This is the time of year I often receive questions about the coverages needed to protect students who are going away for school. These requests are common for parents sending their children off to college for the first time. College…

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