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clarksville TN Archives - BFS Insurance Group

The Benefits of Telematics for Company Vehicles

By accident investigation, Auto, Business, car camera, Claims, Commercial, commercial insurance, company drivers, company vehicles, fleet claims, fleet management, fleet performance, fleet safety program, fleet tracking, Insurance, Liability, Loss Control, Risk Management, Technology, telematics

When I’m completing a risk management review for one of our commercial partners, the most common area of losses we discuss are fleet claims. Whether your company has one vehicle or 100, having drivers out on the roadway poses a…

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Now is a Good Time for Your Business Policy Check-Up

By annual review, Business, business owner, Commercial, commercial policy, exposure changes, Insurance, new coverages, new exposures, policy check-up, Risk Management

As a small business owner, you have a lot on your plate. Dealing with COVID while trying to make a profit and keep your business growing are of paramount concern. In addition, there’s making payroll, staying competitive, complying with state and…

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The “Smart” Way to Mitigate Risk in a Connected Home

By behavioral data, cyber, exposure data, Hartford Steam Boiler, Home, Home Health Score, HSB, Insurance, IoT, Personal, Prevention, smart devices, smart phone, smart technology, smart TV, Technology, technology advances

With the continued adoption of Smart Home products, many homeowners welcome devices that promote energy efficiency, cost savings benefits, and added security. These protected homes may present a lower risk for insurers and reduce claims expenses, but a…

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How to Be Cybersecure in Virtual Family Gatherings

By cyber, cyber security, CyberScout, cybersecurity, encryption, fraud emails, Google, hacking, Insurance, Personal, phishing scams, Prevention, Social Media, typosquatting, Zoom

The 2020 holiday season is coinciding with a major spike in COVID-19 cases and fatalities and many families are opting to avoid travel and potentially exposing elderly and/or vulnerable relatives. Hosting gatherings on video conferencing platforms such…

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8 Ways to Protect Yourself Against Scams

By attachments, Black Friday, Black Friday shopping, credit cards, cyber, cyber crime, Cyber Monday, cyber security, CyberScout, Insurance, online banking, online safety, online shopping, phishing, phishing scams, Prevention, public wi-fi, scammers, secure websites, skimmers, strong password, Trusted Choice

The holidays are the most wonderful time of the year, especially for scammers. Consumers are typically spending more, doing it quickly, and not paying as much attention to who they’re buying it from because of the rush. With the COVID-19 pandemic,…

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Through the Roof! How Roofing Scams Will Cost You

By Central, Claims, fraud, Home, home repair, Insurance, insurance fraud, Personal, Prevention, Risk Management, roof contractor, roof damage, roofer, roofing scam, scam, storm chasers, Weather

  In January 2020, The Federal Trade Commission (FTC) released its 2019 Consumer Sentinel Network Report showing that they received a total of 23,963 reports from home repair, improvement, and product fraud. This is a staggering amount of fraud re…

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Not All Homeowners Insurance Policies Are Equal

By cash out settlement, coverage choices, coverages, deductible, dwelling coverage, Home, homeowners, homeowners insurance, homeowners policy, independent agent, Insurance, insurance quote, perils, Personal

As I’ve mentioned before in previous blogs, I find it sad that personal insurance has gotten commoditized to the point where many consumers buy based upon funny commercials and/or cheapest price. However, it’s a battle that agents face every day…

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