What is umbrella or excess liability insurance? A simple definition is that it’s an insurance policy that provides coverage above and beyond your auto and home policy limits—think of it as an umbrella over the top of those other coverages.
So, you have decided that finishing your basement is this year’s big winter project. Where do you start? Before you begin framing out walls or putting up drywall, there are a few steps you should take to make sure your basement is ready for a makeover.
Having a wood-burning stove as a source of supplemental heat during the colder months can result in significant cost savings on your electric bill, but did you know it can cause an increase in premium on your homeowners insurance?
Nobody wants unexpected expenses. So how can you plan for these expenses such as damages to something you own or injuries to others? Having a home or renters insurance policy! Listed below are some examples of how renters insurance could protect you.
According to the U.S. Department of Energy, heating and cooling account for nearly half of a home’s energy costs—over $900 each year. Smart thermostats can help control costs by providing more control over home temperature. A smart thermostat is a Wi-F…
I probably don’t have to tell you this, but winter isn’t too far away. That means more temperate weather for our friends in the south—and cold for our friends in the north. No matter where you live, you can use these simple tips to help organize your g…
Summer weather is here—and so are heat and high humidity. Not only does high humidity make hot temperatures feel even hotter and cause minor annoyances like frizzy hair, but it can also lead to respiratory problems or contribute to heat-related illness…
Spring is here, and many of us are itching to get our yards back in shape. If your to-do list includes planting trees or other landscaping projects that will require digging, it is important to have the utilities in your yard marked before your project…
In some areas of the country, it seemed like this winter would never end. Meanwhile, cities in the southwest recorded their earliest ever 100-degree day. Wild weather is one of many challenges gardeners deal with. But with the right planning, you can h…
One common cause of home fires is electricity. To help protect you and your family, we have provided a few helpful tips on electrical safety.